Is international roaming free in Panama with my US SIM card, or should I use HotelESIM?

It's a common misconception, but relying on your home US SIM card for roaming in Panama can be quite costly. While Panama uses the US Dollar, it is an independent nation, and standard US domestic plans (e.g., from AT&T, Verizon, or T-Mobile) do not extend here. You'll likely incur expensive international 'Day Pass' charges, often $10-$14 per day, which quickly add up. HotelESIM offers a far more economical and predictable solution, providing dedicated data for your trip without hidden roaming fees, ensuring your budget stays focused on your travel experiences.